Making Philanthropy Easy: Increasing the Efficiency and Impact of Your Generosity By A. Scott White, CFP®, ChFC®, CLU® President, Scott White Advisors When I discuss financial goals with clients, philanthropy often arises as a vital component of the legacy they will leave behind. Charitable giving can play an important role in many estate plans. Philanthropy […]
What Is Bitcoin—and Should You Use It?
What Is Bitcoin—and Should You Use It? by A. Scott White, CFP®, ChFC®, CLU® President, Scott White Advisors Have you heard of Bitcoin? It’s a form of cryptocurrency: digital money that allows for peer-to-peer transactions on the internet via a digital representation of value that isn’t backed by any government or central bank. While services […]
Organize and Protect Financial Records Before Disaster Strikes: Five Steps to Take Now
Organize and Protect Financial Records Before Disaster Strikes: Five Steps to Take Now By Scott White, CFP®, ChFC, CLU The best way to ensure the most positive outcomes in a disaster is to prepare ahead of time. If a natural disaster strikes and you are in the evacuation area, can you be ready in 20 […]
Proactive Financial Planning Can Reduce Stress for Surviving Spouses
Proactive Financial Planning Can Reduce Stress for Surviving Spouses by A. Scott White, CFP®, ChFC, CLU The death of a spouse is one of life’s most traumatic events. While working through the stages of grief, the last thing anyone wants to think about is money. But major financial issues and decisions arise and must be […]
Preparing for Retirement Challenges
Preparing for Retirement Challenges By A. Scott White, CFP®, ChFC®, CLU® President, Scott White Advisors The custom of retirement was introduced during the late 1800s. Before then, most workers continued to work until death due to low life expectancy and the absence of financial planning. Today, more people are choosing to enter semi-retirement, where they […]
Financial Literacy for Generation Z
Financial Literacy for Generation Z by A. Scott White, CFP®, ChFC®, CLU® President, Scott White Advisors Were your children or grandchildren born between 1996 and 2010? If so, they’re part of Generation Z—the generation following millennials. Gen Z-ers were the first generation to grow up with computers, smartphones, and the Internet. They have more information […]
Financial Planning the Right Way: Mapping your future with a professional financial advisor
Financial Planning the Right Way: Mapping your future with a professional financial advisor by A. Scott White, CFP®, ChFC, CLU President, Scott White Advisors Anyone can write a financial plan, or at least it seems that way. You can consult your banker, go to a brokerage firm, or hire someone who calls himself or herself […]
Legislation Could Mean Less Financial Aid for Middle-Class and Above
Legislation Could Mean Less Financial Aid for Middle-Class and Above February is Financial Aid Awareness Month, and it’s a good time to make you aware of considerable changes with the recent passing of the Consolidated Appropriations Act of 2021. Though this was another relief package in response to the pandemic, the bill also changed aspects […]
Love and Finances
Love and Finances by A. Scott White, CFP®, ChFC, CLU In the month of February most people are talking about love and romance. But what happens when February is over? What about those of us who talk about finances every month? Can there be an intersection of love and finances every month? Yes, we think […]
Understanding Prenuptial Agreements
Understanding Prenuptial Agreements by A. Scott White, CFP®, ChFC, CLU President, Scott White Advisors A prenuptial agreement doesn’t have to be the death toll for romance. If approached thoughtfully and with candor, it can actually lead to greater intimacy. Of course, prenuptial agreements aren’t for every couple. But, given the current statistics for marital bliss—one […]