Let Your Investment Policy Statement— Not Unexpected Turmoil—Be Your Guide

Let Your Investment Policy Statement— Not Unexpected Turmoil—Be Your Guide by A. Scott White, CFP®, ChFC®, CLU® President, Scott White Advisors In the 21 years since founding my firm, I’ve had the joys of working with multi-generational families, serving as financial advisor to grandparents, parents and eventually their children. Together with my clients, I’ve celebrated […]

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Tax-Efficient Charitable Giving

Tax-Efficient Charitable Giving by A. Scott White, CFP®, ChFC®, CLU® President, Scott White Advisors The Tax Cuts and Jobs Act of 2017 transformed the U.S. tax code, doubling the standard deduction—the limit taxpayers must reach in order to itemize deductions on their tax return.  For 2021, the standard deduction is $25,100 for married couples filing […]

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The Nemesis of Your Estate Plan

The Nemesis of Your Estate Plan by A. Scott White, CFP®, ChFC, CLU President, Scott White Advisors What do the late Aretha Franklin, Prince, Sonny Bono and Bob Marley have in common? Each of them died without a will. I was surprised to learn this, since I assumed that celebrities with plenty of money would […]

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Making Philanthropy Easy: Increasing the Efficiency and Impact of Your Generosity

Making Philanthropy Easy: Increasing the Efficiency and Impact of Your Generosity By A. Scott White, CFP®, ChFC®, CLU® President, Scott White Advisors When I discuss financial goals with clients, philanthropy often arises as a vital component of the legacy they will leave behind. Charitable giving can play an important role in many estate plans. Philanthropy […]

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What Is Bitcoin—and Should You Use It?

What Is Bitcoin—and Should You Use It? by A. Scott White, CFP®, ChFC®, CLU® President, Scott White Advisors Have you heard of Bitcoin? It’s a form of cryptocurrency: digital money that allows for peer-to-peer transactions on the internet via a digital representation of value that isn’t backed by any government or central bank. While services […]

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Preparing for Retirement Challenges

Preparing for Retirement Challenges By A. Scott White, CFP®, ChFC®, CLU® President, Scott White Advisors The custom of retirement was introduced during the late 1800s. Before then, most workers continued to work until death due to low life expectancy and the absence of financial planning. Today, more people are choosing to enter semi-retirement, where they […]

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Financial Literacy for Generation Z

Financial Literacy for Generation Z by A. Scott White, CFP®, ChFC®, CLU® President, Scott White Advisors Were your children or grandchildren born between 1996 and 2010? If so, they’re part of Generation Z—the generation following millennials. Gen Z-ers were the first generation to grow up with computers, smartphones, and the Internet. They have more information […]

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